WashU has partnered with United HealthCare Student Resources to provide the Student Health Insurance Plan (SHIP) for the current academic year.

Questions about insurance benefits?

For questions concerning insurance benefits, enrollment, deductibles, claims and more, contact UHC Customer Service.

  • 866-346-4826

Glossary of common insurance terms

View this glossary to familiarize yourself with common insurance terms to ensure your full understanding of student health insurance.

Which plan will be right for you?

Read plan details carefully for high deductible or individual plans. 
Understand coverage for vision/dental/prescription drug care. 
Consider what benefits are available if specialty care and diagnostic services are needed 
Consider what the plan excludes 
Insurance plans for families must now provide coverage for up to age 26.

Some plans may provide adequate coverage while the student is in the St. Louis area, others may not.

Many plans cover “emergency” only care while the insured is away from their network of providers. This type of plan does not meet WashU’s coverage requirement. 

Thinking of waiving insurance coverage?

Review the waiver criteria carefully to make sure your current plan meets WashU’s requirements.

I already have insurance coverage. Why do I have to pay a health and wellness fee?